Perinatal mental health therapy covered by Ascension
+9 moreNo commitment. We'll confirm your coverage before your first session.
Using your Ascension benefits
Phoenix Health is out-of-network with Ascension, and that matters less than it sounds. You can still see a PMH-C certified perinatal specialist here; the difference is how the money moves. You pay us directly, and once a month we issue a superbill — an itemized receipt with the diagnosis and procedure codes your plan needs — which you submit to Ascension for reimbursement against your out-of-network behavioral health benefits. Ascension is a Catholic health system that sells plans mainly in the markets where it runs hospitals, and those plans tend to be narrow network, so how much comes back to you varies more than it would with a national carrier. We find out what your specific plan reimburses before your first session rather than after. Our clinicians treat postpartum depression, perinatal anxiety, birth trauma, and pregnancy loss, and sessions are FSA and HSA eligible whether or not Ascension reimburses them.
Does Ascension cover therapy for this?
Insurance covers therapy when it treats a diagnosed mental health condition, and perinatal mood and anxiety disorders qualify. Under the Mental Health Parity and Addiction Equity Act, a Ascension plan cannot apply stricter visit limits or higher cost-sharing to behavioral health than it applies to comparable medical care. What the plan will not do is pay for sessions billed with no diagnosis at all, which is why your first session includes an assessment.
Phoenix Health is out-of-network with Ascension: you pay us directly and we issue a superbill once a month — not after each session — which you submit for reimbursement against your out-of-network behavioral health benefits. You pay Phoenix Health directly and we issue a superbill once a month that you submit to Ascension against your out-of-network benefits. Ascension Personalized Care plans are generally narrow-network products built around Ascension's own hospitals, so out-of-network reimbursement varies widely and some plans reimburse nothing outside the network. Confirm before you start. Sessions are FSA and HSA eligible regardless of what your plan reimburses.
Checking it yourself: Call the member services number on your Ascension card and ask: do I have out-of-network outpatient behavioral health benefits, what is my out-of-network deductible, and what share of the allowed amount is reimbursed? We run this check for you before your first session at no charge.
Your card might say any of these — all of them are Ascension:
âś“ Out-of-network with superbill
You pay us directly, and we issue a superbill once a month that you submit to your plan for reimbursement.
âś“ Benefits verified upfront
We confirm your copay and deductible before your first session, at no charge.
âś“ Telehealth covered
Your plan covers virtual sessions at the same rate as in-person specialist visits.
Dr. Emily Guarnotta
Psychologist & Founder
From our founder
When I had my first child, I was shocked by the challenges I faced as a new mother.
Like so many women, the shame of postpartum depression and anxiety kept me silent for nearly two years. When I began working with postpartum clients, I was struck by how many stories were so similar to my own.
I founded Phoenix Health to make it easier for new mothers like me to find the right help.
Our specialists who accept Ascension
Most Phoenix Health therapists hold PMH-C certification — the gold standard in perinatal mental health.
Golda Fleischman
LMSW · Licensed therapist
A birth doula before she was a therapist, she helps you prepare for a birth or process a hard one.
Licensed in NY
Amanda Flowers
LPC, PMH-C · Licensed therapist
Works with perinatal OCD and neurodivergence, using body-based tools to calm the nervous system.
Licensed in TX, MT
Lyndsay Ward
LCSW, PMH-C · Licensed therapist
An attachment theory expert who helps you unpack how your childhood shows up in your parenting.
Licensed in NY
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Natalia Cruz Navarro
EspañolLCSW · Licensed therapist
12+ years with families through high-risk pregnancies, fetal diagnoses, and NICU stays.
Licensed in CA
Stories that may sound familiar
These are examples, not client reviews. We don't publish our clients' words. What's said in therapy stays there.
“My emergency C-section left me with nightmares and panic attacks. I couldn't talk about the birth without shaking. Therapy helped me process the trauma and reclaim my story. I'm pregnant again now, and I actually feel ready.”
“I had intrusive thoughts that terrified me. I was too ashamed to tell anyone, even my partner. My therapist explained postpartum OCD and helped me understand I wasn't dangerous. The intrusive thoughts are 90% gone now. I wish I'd reached out sooner.”
“After three failed IVF rounds, I was told to just stay positive. My therapist was the first person who acknowledged the grief, the anger, and the exhaustion, and helped me process what I had been through. I finally felt seen.”
In-network with
Ascension.
Most clients pay less than $20 per session.
Accepted Insurance Networks
Your rights under federal parity law
Under the Mental Health Parity and Addiction Equity Act (MHPAEA), your insurer cannot impose more restrictive limits on mental health coverage than on comparable medical or surgical benefits.
See full coverage map →Ready to book? Here’s how it works.
The whole process takes about 5 minutes. We handle insurance — you just show up.
- 1
Book your free call
A quick 15-minute chat to hear what you're going through, answer your questions, and make sure we're a great fit for your needs. No cost, no commitment.
- 2
Get matched
We'll pair you with the right specialist for your specific situation. We'll also check your insurance, so you know your exact cost per session before moving forward.
- 3
Start your first session
Meet your therapist from the comfort of home. No commute, no waiting rooms, no judgment. Most clients notice a real difference within just 2 to 3 sessions.
No commitment · Most insurance accepted · Available this week
Common questions
- Insurance covers therapy when it treats a diagnosed mental health condition, and perinatal mood and anxiety disorders qualify. Under the Mental Health Parity and Addiction Equity Act, a Ascension plan cannot apply stricter visit limits or higher cost-sharing to behavioral health than it applies to comparable medical care. What the plan will not do is pay for sessions billed with no diagnosis at all, which is why your first session includes an assessment. Phoenix Health is out-of-network with Ascension: you pay us directly and we issue a superbill once a month — not after each session — which you submit for reimbursement against your out-of-network behavioral health benefits. You pay Phoenix Health directly and we issue a superbill once a month that you submit to Ascension against your out-of-network benefits. Ascension Personalized Care plans are generally narrow-network products built around Ascension's own hospitals, so out-of-network reimbursement varies widely and some plans reimburse nothing outside the network. Confirm before you start. Sessions are FSA and HSA eligible regardless of what your plan reimburses.
- PMH-C (Perinatal Mental Health Certification) is awarded by Postpartum Support International (PSI) to clinicians who have completed advanced training in perinatal mental health — covering postpartum depression, anxiety, OCD, birth trauma, and related conditions. It represents the gold standard of specialization in this field.
- If you're struggling — with your mood, your thoughts, your relationship, or just how you're coping — that's enough of a reason to talk to someone. You don't need a diagnosis. A free consultation is a low-commitment first step.
Trusted by leading voices in parenting and mental health
OBs, doulas, and pediatricians refer their patients to us because we specialize in maternal mental health.
The sooner you start,
the sooner you'll
feel like yourself again.
You've been surviving. It's time to start healing.
No commitment · Covered by insurance · Available this week